The last few weeks have seen some extra-ordinary events in the financial World. US & UK governments have refinanced the banking sectors and failing institutions have been bought up by rivals.
The Bank of England lowered interest rates yesterday (8 October) along with other Central Banks. The idea being to stop or lessen recessions around the world.
Events have been driven by fear more than reality. What we will see is more regulation and less risk, which is what consumers need.