What does 2009 offer for the economy, your finances & your job?
America should pick up after Obama takes power, not so much that he will do dramatic things but confidence should start coming back.
Britain? Hmmm, Gordon Brown needs a few early nights....People working in "cyclical" industries, those which expand which expand & contact quickly eg housing & shops, will continue to face tough times.
The low value of the pound is also worrying, it makes imports more expensive. (Does Britain make much to export these days?)
The key thing is whether political leaders and their economic advisers show some courage & leadership which George W Bush unfortunately lacked.