A question you might want to ask anybody who gives you financial advice is, "How well qualified are you? Do you have higher qualifications or the bare minimum?"In a few years' time every financial adviser will have to have a higher level qualification. This will apply to banks multi-tied advisers (who can only advise on a limited range of products & services) and Independent Financial Advisers (IFAs). The most common option is the Diploma PFS. (DipPFS)
Ideally your adviser will already have this or be well on the way to getting it. If not, ask why!