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2 ISAs. Invest up to £7 000 per year and your gains are tax free.
3 Use your husband/wife or civil partner. Divide your assets (shares/property) into both names. Each person has a tax free allowance of £8 500 for Capita gains Tax
4 Invest in Forestry or Classic Cars! There is no Capital Gains Tax
5 Make a will. Die without a will (intestate) & 40% can go to the taxman.
6 Use Tax Credits. Billions of tax credits are unclaimed each year.
More details Tel: 0845 300 3900 or www.hmrc.gov.uk
7 Free money from Pensions. Some employers match your contributions, then the tax man tops it up eg £1000 + employer’s contribition=£2 000+tax=£2 564
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