Lower Your Credit Card Bill

Paying off your credit card bill or coming to the end of a 0% rate period?
Want a better deal? Here's how it's done

1 Have a look in the money part of your newspaper for a better deal, you'll find one.
2 Phone up your credit card company & tell them you want to close your account
3 You'll be a transferred through to a Special Department
4 Tell them about the better deals elsewhere
5 They'll almost certainly offer you a better deal then you currently have
6 Decide whether it's worth it

Remember to pause while negotiating, it shows you can walk away at any time.

Thanks to Lifehacker

Tags: credit card, ifa, swindon, uk

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