Rob at Money Watch looks at the cost of smoking.Not only is the habit pricey, it raises the cost of financial products such as life and income protection insurance.
£100,000 of life cover,over a 20 year term,
Male non-smoker age 38 next birthday
cheapest monthly premium=£10.40.
For a smoker, the cheapest premium £19.49.
Nearly 2X!!
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